| BaldEagle |
It's about time.
Good news. Thanks for the update DevExpert.:29: |
|
|
| catzx6 |
| Thanks for the info, DevExpert! |
|
|
| Skewbeedeaux |
| Okay... I just received my first $100 order of Zaino products off their website. Never used the stuff before, but have high expectations from all the chatter. We'll give it a try this weekend. |
|
|
| norcalchuck |
quote: Originally posted by DevExpert
Finally they started the online store!
http://www.zainostore.com/Merchant2/merchant.mvc
Now try to control yourselfs :2:
Since they are not a big company, has anyone determined how they process the credit cards? I presume it is done by a third-party service. I would want to know the privacy policy and whether they store the card info off line to lessen the chance of a hacker getting the numbers. |
|
|
| Skewbeedeaux |
A bit off topic, but I'll reply...
I churn over $150,000/year through my charge cards with much on the web. I've had instances of multiple charges which were honest mistakes later credited, but only a couple intentional fraud cases. That said, you really can't prevent it from happening if it's going to happen. You can have honest people in a small companies and dishonest at large ones. About my only preferences are that the CC processor is a US Corp. and that the transaction pages are SSL encrypted. I don't remember specifics from the Zaino credit card process just made. You should take that as "it was nothing out of the ordinary."
You also have quit a bit of protection from the Fair Credit Billing Act which applies to US credit card issuers. It basically says that you don't have to pay for it if you didn't buy it or get the product or service that was agreed. Please note that this applies to credit cards, not debit cards. It's alot easier to say "I don't have to pay you" than, "Will you please return my money."
Oh... another tip...
I usually have credit card companies issue me a new number (and blacklist old) annually. They don't like doing that without a good reason. Sometimes I tell them a little white lie like "I lost the card." You'll be without its services until your new card arrives, but it means that your old number is worthless to anyone now.
Wife's rushin' me out the door so I apologize for any errors in spelling/grammar. |
|
|
| DevExpert |
Regarding the Credit Card safety… I’ve been buying over the internet for a long, long time. Most of the places are safe to buy, but I found that for my piece of the mind the best thing that there is to prevent the credit card fraud is to use the freshly generated number each time you purchase online. Lot of people doesn’t know about this, but some major credit card companies offer this free service and for security this cannot be beaten. MBNA, Citi and Discover are the ones I know offer the service. For those of you that do not know how this works here it is:
- Usually you go to your credit card issuer web site, log-in or download the application from them that lets you do this
- When you need to purchase something, you generate NEW credit card number for each purchase. You specify the amount that can be charged as well as expiration date. Note that only amount specified can be charged and only ONCE.
- Use the number to make the purchase as you would with any other credit card
- Don’t worry about somebody stealing that number since it cannot be used again anyway…
I encourage everybody I know to use this so check with your bank and see whether they offer this feature. If they do not, I strongly suggest get the credit cards that, does since this is the thing that will give you piece of mind when buying online. |
|
|
| Skewbeedeaux |
Good point. My AMEX has that feature. I think Citibank offers it, as well. I just haven't used it much because most of online transactions are repeat purchases with a handful of merchants I've used for years. It just doesn't warrant the extra time to generate 4-5 numbers/day, but great advice for those concerned.
Overcast day here in sunny So. Cal. so I'm off to Zaino the X. |
|
|
| DaleB |
I read a survey about a year ago where people were more inclined to give their CC number over the phone than on the internet.
Goes to show you where ignorance of technology can hurt you.
Most were probably cell phones too! :rolleyes: |
|
|
| hammermdx |
| Or how about when you give it to a waiter or waitress to pay your bill?:4: |
|
|
| DaleB |
quote: Originally posted by hammermdx
Or how about when you give it to a waiter or waitress to pay your bill?:4:
An excellent point! And thank you, give me something else to worry about..but then who is say idenity theft does not start that way sometimes.... |
|
|
|