| cjam4 |
Insurance is killing me! I currently have an insurance policy with State Farm and im paying about $400 a month for my MDX...
can anyone recommend to me an insurance agency here in jersey that will possibly give me a better rate? its a good thing i love my car :) |
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| rvehock |
| $400 a month:eek: , I pay $1300 a year for both my '01 MDX and my '00 TL combined through Liberty Mutual. |
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| Gladiator |
| Liberty Mutual here too... $2900 for 04 MDX and 03 Mazda Protege 5. |
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| cjam4 |
im only 23, but i have been driving for 6 years and have a clean record.
ill give liberty mutual a shot...thanks! |
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| ACX |
| New Jersey Manufacturers my friend:4: the cheapest in NJ without a doubt. BUT they are very picky and u or a family member usually has to work for a big corporation or have a state job, etc.,etc. i'm 29 with no points in about 6 years and i pay $1009 a year with only a $250 deductable on my '04 MDX. give it a try. contact them, maybe you could get it. there is no better/cheaper company in NJ. plus at the end of the year as long as u have no points or anything they refund u a percentage of your premium. last year i got $340 back. |
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| kamalsyal |
In NJ you can only get Liberty Mutual if you are a member of AAA. These guys stopped taking new customers a couple years ago....Also being 23, you should definitely expect much higher insurance rates regardless of your driving record....
I have a 03 MDX and a 98 Mazda Protege and I pay about $2900 (which I think is on the high side)....
I myself am going to be trying NJ Manufacturers Insurance as well...only thing is that I heard that if you have had a ticket in the past 5 yrs or so they will decline you. |
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| crmsnidol |
| $2100 a year through Liberty Mutual for '03 MDX and '97 CR-V (collision and liability) |
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| crmsnidol |
quote:
Originally posted by ACX
New Jersey Manufacturers my friend:4: the cheapest in NJ without a doubt. BUT they are very picky and u or a family member usually has to work for a big corporation or have a state job, etc.,etc. i'm 29 with no points in about 6 years and i pay $1009 a year with only a $250 deductable on my '04 MDX. give it a try. contact them, maybe you could get it. there is no better/cheaper company in NJ. plus at the end of the year as long as u have no points or anything they refund u a percentage of your premium. last year i got $340 back.
I called NJ Manu two years ago to shop for better rates and they told me they couldn't beat Liberty Mutual's rate. |
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| Oh_My_Baby |
| Did you guy try Ebay? |
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| cjam4 |
quote:
Originally posted by Oh_My_Baby
Did you guy try Ebay?
Ebay for insurance?? |
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| ACX |
| crmsnidal that's weird. i don't think liberty mutual could beat the price of $2500 for 3 vehicles which i pay. maybe liberty mutual is 1 of the lower one's but nobody beats NJM. you have to also consider what amount u want to be covered for, threashhold/no threashhold and the deductable amount. does liberty mutual give back a percentage of your premium at end of year like NJM? |
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| crmsnidol |
quote:
Originally posted by ACX
...does liberty mutual give back a percentage of your premium at end of year like NJM?
No, but I think you already knew that. |
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| The X-men |
| Is New Jersey still the stolen car capital in the USA? |
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| RobDDD |
Is there really such a thing as cheap auto insuance in NJ?:
2: |
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| cjam4 |
quote:
Originally posted by RobDDD
Is there really such a thing as cheap auto insuance in NJ?:
2:
i should have named the subject "Not So Expensive" Insurance in NJ :) |
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| laborlitigator |
| Better change your zipcode. |
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| apple904 |
| I pay $994 a year in NJ and I have Allstate. I have checked to see if I can do any better but found that it doesn't vary that much from one company to the other. I renew in June so I think I'll try some of the recommendations that have been posted. Don't know if all companies work this way but I am "discount level 2" and my wife is "discount level 1". I am pretty sure that if you're under 25 you get charged a premium regardless of your record. I keep seeing McGreevey on TV telling us how much lower the insurance is now. Maybe I'll call him to find out who the cheap guys are. |
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