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Total loss......... Need advise - Click HERE for Original Thread
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Fabvsix
Today my partner was sitting at an intersection to turn left. He was waiting for a green light, when to his left a 1998 Lincoln Town car veered right to aviod hitting stopped traffic ahead of him and plunged into the MDX. I took lots' of pictures at the accident sceen as it was about 4 blocks from my house.....

I need to know if you guys think it a total lost......I'm in total disbelief, that you pride and joy and be taken at a snap of a finger.

Question:
BAY AREA FOLKS: Do you know of a reputable body shop ? Especially in the East Bay Concord/Antioch ?

My partner sustained knee damage needing 3 stictches. No air bags were deployed. Tow truck guy said it looked like a total loss.....I'm really depressed and need some advise as this my first accident in all my life........
Fabvsix
another:
Fabvsix
knee damage:
Fabvsix
another:
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Fabvsix
here is a good shot Bent frame ?
Blackura
Fab---

Really sorry to hear of your partner's injuries and your MDX damage. I was in a head on a year ago in my previous vehicle and didn't have as much damage as your X appears to have. Insurance co. called a a total loss, but I think it also had to do with two airbags going off (they're super expensive to replace).

You'd really have to have a pro check it out, and I'm sure the insurance company will let you know.

I'm puzzled as to why the airbags didn't go off here... really kind of bothered by that, actually.

Try not to get too depressed. Your partner is gonna be fine, and as for the X, it's "just a car" and can be replaced or repaired. I know, it's easy for me to say since it's not my car, but I've been there before and it all ends up OK after a short time.

Good luck to you.
Captain MDX
NOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO!!!!!!!!!!!!!!!!!!!!!!!!!!!
!!!!!!!!!!!!!!!!! Fabvsix, sorry to hear about the injury on your partner :(
andreseng
Thank God everyone is okay. That's why CR gives this vehicle such a high rating. I hate to say it, but it looks like a total to me. I've been there. It ain't fun but this too will pass. Take care.
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greatscot
This makes me sick.
Hope you guys are OK, but how fast was that idiot Lincoln driver going? That's a lot of damage to your ride. How come they didn't see your X, even if it is "stealth black." (My TW X also isn't seen by some idiot drivers on the road due to it's "invisibility" feature.)
Looks like that Lincoln driver may be getting you a new '04 to match that RL. Right now you may be wondering if you really want a new X if this is how it stands up in such a collision.
Good luck to you in the recovery and replacement process, and keep us posted on how you're doing, we want to know if everything comes out alright for you. Best of luck.
mrlegend
Really sorry to hear about the accident. Glad there was no serious injury. Also sorry to say I don't think it will be totaled.

My wife got hit in our 02 back in January. Front passenger tire looked just like yours. Both air bags went off and she escaped with minor injuries, mainly facial burns from the airbag.

Damage was just under $8000. :mad: It was repaired by a very good body shop and looks new again. BUT... I have had it back to the shop at least three times for minor mechanical or electronic repairs that are related to the accident. Needs to go in at least one more time because now the rear air does not work. When repaired to my satisfaction it will be sold and we will get another one

It's all about the money. Mine is currently worth about $28-30k (17k miles), yours is a little more. Even if you had twice the damage of mine I believe most insurance companies would fix it. I'd like to be wrong but doubt that I am. Best wishes.
EXCALIBUR
Fabvsix,

Sorry to learn about your accident. With the hit your MDX took, I am glad there was no loss of life. I know you took such great care of your MDX. I am going to take a guess that maybe it can be repaired. If not, and I realize this accident was not your fault, you can replace your MDX with a new one. Keep us posted.
7plus
Hard to say. The body shop will surely let you know.

I know exactly how you feel. My MDX was in a big accident at 1 year old less than a mile away from home http://www.acuramdx.org/forums/show...p?threadid=7504 It looked really bad but after $9250,I'm back on the road and have had no problems whatsoever. Even the paint job is dead on.

If there are no side injuries, your partner may have been better off. I know many injuries are caused by air bags (burns, concussions). By the looks of where the Lincoln hit, it could have been much worse than 3 stitches. Another few feet forward and ...
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eurohazard
That will not be a "total". Your X is still worth way more money than those damage repair costs.

Sorry about your boy getting hurt. At least it isn't too serious. He'll have a cool story to tell people.
hammermdx
Ouch, thank God no one was seriously hurt. Only a reputable body shop will be able to determine if it is totaled. Good luck and let us know how you make out.
laborlitigator
Agreed, it's good nobody got seriously hurt. As for the damage, I would think it is totaled since the axle is bent in the rear.
nightguy
Wow ! Sorry to hear of the loss. Glad everybody is ok. Blackura is right, it would be more expensive had the airbags gone off. Seeing as how he was stopped, I don't think they could have unless it rolled over in which case the side and curtain airbags would deploy as needed.
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Fabvsix
Anyone know of the BEST Body shop in the Bay area ? I'M GONNA GET HIM FOR EVERYTHING I CAN ! We were in the ER till 9:30 p.m.

Should I get an Attorney ? I want to GET EVERYTHING I'M ENTITLED TO ! It was PAID IN FULL, only 11,500 miles almost a year old in M I N T condition with tons of upgrade accessories !

Please advise !
TheWorm
Call BMW Concord and find out the name of the bodyshop they use. It's somewhere out there near all the dealerships off Market/Concord Ave.

Friend of mine knows the owner of the shop (a couple degrees of seperation) and had $20k damage to his 5-series fixed there, and was very pleased. I think they also do the work for Lexus.

Good luck...doesn't look like a total to me, either.
Fabvsix
Thanks Worm.......
Fabvsix
Thanks everyone for your kind words at my time of disbelief..........
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hockeyplayer
I hope everything works out for you Fab...
BigDog
Fabsix, I'm glad there were no serious injuries. I like Worm's idea. There is a very good body shop in Oakland that I take my Audi to - Brooks Motor Cars, off 98th Ave. They are an Audi factory authorized shop, and work on BMWs, Mercedes, and other high end cars. I've been very satisfied with their work.

Unfortunately, my Audi A4 was backed into while parked on the street when I had owned it all of 3 months, causing $5000.00 worth of damage. It was as good as new when I picked it up. I've been there several other times because my car seems to have a target on it, and has been backed into in parking lots on other occasions as well. Every time they have been great to deal with, and the work was superior.

If you can find a similar type shop more conveniently located, that would be the place to go.

Best of luck getting this resolved to your satisfaction.

Mrs. BigDog
m2pc
Sorry to hear about the X, but glad erveryone is ok. I would still follow up and make sure about the knee even if it feels ok.

Good luck and let us know how things turn out.
DaleB
Best of luck Fabvsix..that is some impact. Had you been in a small car, the results may have been very devastating.
Glad there are no serious injuries.
The site of the impact at the rear suggests possible mechanical stress that is not even visible to the naked eye, like the innards of the VTM, etc. Very hard to determine those things 100%. Body alignment is certain to be problematc.
Hope they do right by you. Take care and relax, and be thankful.
...and people complain about SUVs when there are still 'acceptable' tanks on the road with lower profiles.
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Fabvsix
Dale:
The tow truck first word out of his mouth was...."I think its totaled".....The rear axle was hanging with wires. Shock absorbor was dangling....just makes me sick !
eurohazard
You guys would be surprised.

I seriously doubt it is totaled. Yes only a body shop physically looking at your MDX can make that decision. But I grew up around body work. And back in 1998, my 1997 Honda CR-V was hit almost the exact same way, with damage eerily similar to yours. I was hoping for a "total", but they fixed it instead.

You are right on track about a good bodyshop. Find the best, no matter what the cost. Also work with your insurance company, and make sure they understand that you want it repaired to your standards. I don't think an attorney will be necessary.

I have only been in the Bay area for 2 years, so I don't know any good body shops. Good luck with the search, and leave it with someone you can trust.
vicpai
....your X, and your partner's injuries. However, I guess he's really lucky, and someone above was definitely watching over him, as it could've been much much worse!!!. Considering the size and weight of that Lincoln, I say that the MDX did an AWESOME job of limiting the amount of intrusion into the passenger compartment!!

I would STRONGLY recommend at least consulting with a competent attorney as some of them will take a case on a contingency basis, and from the looks of it, it appears you have a strong case against this reckless idiot :mad: (especially since there is an injury involved)

I have known that even though insurance companies will try and get out of whatever they can, you might still be able to pressure them into declaring it a TOTAL LOSS, or at the least getting some compensation for "DIMINSHED VALUE" since the accident is so major and has caused significant damage to the STRUCTURAL COMPONENTS of the vehicle which could possibly compromise it's future safety and resale value. A good attorney should be able to at least give you an idea of what you should be able to get from the other guy's insurance!! GOOD LUCK!!!
vicpai
quote:
Originally posted by DaleB
......... Had you been in a small car, the results may have been very devastating..........


.....Geo Metro hatchback that weighs about 1900lbs!! I SIMPLY SHUDDER :eek: to think of what would be the outcome, if something similar happened while I was driving it!! ...Nothing short of certain death!! :eek: :eek: :eek: .......I think I'm gonna stop making left turns in that car from now on!! :D
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laborlitigator
Fab,

Take a few weeks off. Go to a physiologist or specialist for whatever your ailments may be. Then go to an attorney.

LL
JayPogi
Yikes!! sorry to hear about your X.:( :(
Robyjo
quote:
Originally posted by laborlitigator
Fab,

Take a few weeks off. Go to a physiologist or specialist for whatever your ailments may be. Then go to an attorney.

LL

:29:

He'd know better than anyone...glad you're ok!
xfactor
Sorry about your unfortunate incident, Fab. Lone Tree, huh, I know the area well. I'm just glad no one was seriously hurt. Worm's suggestion is good, especially since it is closer to you than the shops I know of. BTW I don't think it is totaled. Keep us informed....
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msu79uh04
... to know the injuries were not serious. That is always the most important news; the X is after all only a material possession, a mere triviality to life itself.

Regarding the question of total, it is hard to say - if the damage approximates 70% of the value they will total it. The damage will be very high due to the frame damage. In my opinion you need a new vehicle total or not. If its totaled you obviously get another one, but if not then I would trade it after the repairs are completed. Good luck with this.
ByeByeChrysler
quote:
Originally posted by msu79uh04
... to know the injuries were not serious. That is always the most important news; the X is after all only a material possession, a mere triviality to life itself.

Regarding the question of total, it is hard to say - if the damage approximates 70% of the value they will total it. The damage will be very high due to the frame damage. In my opinion you need a new vehicle total or not. If its totaled you obviously get another one, but if not then I would trade it after the repairs are completed. Good luck with this.



I agree, if it's not a write-off, trade it in.

Since no one was seriously injured, look on the bright side, perfect timing for a 2005.
Lrpba300
So sorry to see that happen to any MDX owner. Hope HE has no other problems than a couple of stiches in that knee. It can have problems later.
As far as the X, it's prob. not totaled, but as Worm & others has said, when the insurance co. wants 3 est., take it to one of the BEST PLACES you know so YOU can insist that's where you want the work done, (due to low miles, great condition of X, etc.). You still get the say so over the insurance co., but you know they'll fight you for it. ( to save them money!!)
Good luck & hope all turns out ok. :3:
Emerald01
Sorry about you partner, you and your X. Looking at those pictures makes me cringe. Hope everything turns out okay.
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Fabvsix
Thank you guys ! I've been all over today, Enterprise rental, body shop in Concord. He said, due to the impact, he suspects major structual damage.......it will take a special system to check and or repair which he doesn't have. He could tell that NOONE would be able to repair it to my expectations, based on him meeting me and seeing how ANAL I am with my INVESTMENTS (MDX and the like.....)

My insurance company is going for a total loss, unless otherwise......the driver who hit us is 100 % at fault ! I am hiring an attorny for Diminshed Value, which I will sue his insurance company directly and this is a SEPARATE settlement ! !!!

KNOW your rights, have a camera in every car your drive, because this saved my A$$$ ....

I keep you guys posted !
BaldEagle
Fabvsix, sorry to hear about your missfortune. Glad to hear no one was seriously injured.

Keep us informed on what happens after you see your insurance adjuster.

Good luck on getting this resolved to your satisfaction.
Lrpba300
Hey, being ANAL about some things (like the MDX) isn't always such a bad thing. Just maybe,you'll be in a new one soon? Good advise about the camera!
Fabvsix
Having a camera on the sceene, taking many pictures kept the guilty party very NERVOUS. The police were stellar too ! They don't like camera's either, so they knew I was clicking away to back up their report.
We then sent them immediately to my Insurance company which expidited the process !

EVERYONE should carry a camera in your car !!!!!
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rmluis
Ditto about that camera, been doing that for quite awhile. Drive that Lone Tree daily it can be a real race way.
ygnition
my wife scraped around a parking lot pole and put in a 5' long dent on the right side of my F150 and it cost $8500 to fix. The body shop showed me the estimate and it was looooong. and it was no where near as badly damaged as your X.
If you're in the west bay I recommend Costelli Pardini in San Mateo. They're not the fastest, just damn good. and while they're expensive, they're on my insurance co. "approved" list. They were also highly rated by Bayareacheckbook.
Fabvsix
I went to Haws in Concord. BMW uses them. He said at least 10-15K "without" digging in......(removing rear seats and looking at the panel and all that other lovely stuff that holds the axel etc.....

I told my insurance adjuster, "I want the X totaled" ....that is what she is going for. She is CLEAR that this guy is 100% at fault and lost control of his vehicle (Lincoln Town car)

I have an attorney meeting with us next Monday to further discuss the case.

This guys hit the wrong person........

It's easy to say "that wouldn't happen to me or us" well it did, my pride and joy gone at the snap of a finger.....Yeah thank God my partner wasn't seriouly hurt and the other guy for that matter......Yeah easier said than done......."It's only a car".........don't think so......it was PAID for, NO CAR PAYMENTS, just paid for its first service at 10,000 miles and would have been a year old on the 28th of this month, NEVER USED VTM, X NEVER say a dirt/gravel road ! Yeah its just a car........I feel totally violated and this guys gonna pay dearly.......

My partner was injured. His stitches were bleeding today. He's in denial. I hope his kneck and spine is ok......we'll see tomorrow as we're going to his doctor for further documentation for continued medical bills.......

Vented out and will keep you guys posted !
Thanks for all your support.
Fab
BLEXV6
quote:
Originally posted by Fabvsix
Thank you guys ! I've been all over today, Enterprise rental, body shop in Concord. He said, due to the impact, he suspects major structual damage.......it will take a special system to check and or repair which he doesn't have. He could tell that NOONE would be able to repair it to my expectations, based on him meeting me and seeing how ANAL I am with my INVESTMENTS (MDX and the like.....)

My insurance company is going for a total loss, unless otherwise......the driver who hit us is 100 % at fault ! I am hiring an attorny for Diminshed Value, which I will sue his insurance company directly and this is a SEPARATE settlement ! !!!

KNOW your rights, have a camera in every car your drive, because this saved my A$$$ ....

I keep you guys posted !



Firstly, I want to state that I am from Canada, and the laws are different here, but how can you get diminished value on the car if your insurance company repairs your car or totals it. Here you are entitled under law to get repairs or actual cash value.

I expect that your car would not be totaled. The formula is, if the estimated repairs plus a reserve for hidden damages plus salvage value exceeds it's actual cash value it is a total, and if not, it's repairable.

If your adjuster has already said they are going for a total, thats foolish, as if the appraiser determines if it's repairable, then the fight between the two of you will be worse, than if your adjuster just says we will not be able to tell you anything until the appraiser determines the damages.

Now regarding injuries, thats a differnt story.
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Fabvsix
BLEV6:
My bad, your correct as my attorney said I can't recoop monies for diminished value etc.....basically, it's becoming a CLUSTERFOOK ! Ever heard of that in Canada ? ? ? ? That is why I'm hiring an attorney !
catzx6
quote:
Originally posted by BLEXV6



I expect that your car would not be totaled. The formula is, if the estimated repairs plus a reserve for hidden damages plus salvage value exceeds it's actual cash value it is a total, and if not, it's repairable.




When our last vehicle was totaled, it was determined to be a percentage of the values you stated. Our's just happened to be in the ballpark of 60%, so our insurance agent gave us the option of totaling it or repairing it. We opted for "totaled." That's why we have our X.
catzx6
quote:
Originally posted by Fabvsix

It's easy to say "that wouldn't happen to me or us" well it did, my pride and joy gone at the snap of a finger.....Yeah thank God my partner wasn't seriouly hurt and the other guy for that matter......Yeah easier said than done......."It's only a car".........don't think so......it was PAID for, NO CAR PAYMENTS, just paid for its first service at 10,000 miles and would have been a year old on the 28th of this month, NEVER USED VTM, X NEVER say a dirt/gravel road ! Yeah its just a car........I feel totally violated and this guys gonna pay dearly.......

My partner was injured. His stitches were bleeding today. He's in denial. I hope his kneck and spine is ok......we'll see tomorrow as we're going to his doctor for further documentation for continued medical bills.......

Vented out and will keep you guys posted !
Thanks for all your support.
Fab



I know exactly how you feel, yet after this is settled, and the shock has worn off, and you have a new vehicle, and your partner has healed, I hope you can look at this for what it was-an accident. The most important thing is no one was seriously injured, or worse. The X IS only a car and did it's job of protection during impact. Be thankful for that.

Ms. Catz
PremiumMDX
Are you gonna buy it back and part it out? There are quite a few stuff you can sell to make up for your loss.
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Fabvsix
Premium:

Be a little more specific as this is my "FIRST" time in an accident and I'm 44 years old, actually my partner was driving, we're joint owners....so I don't understand "buy it back" etc......shed some light as to exactly what you mean !
PremiumMDX
A lot of guys who wrecked their cars in an accident like your case, after the settlement with the insurance company, they offered to buy back the wreck at a incredibly low price and part all the accessories or after market, upgraded stuff and recoup quite a bit of the money they invested in. but AFAIK, you have to do it before they sell it to a junk yard.
EXCALIBUR
Fabvsix,

What Premium referred to is "buying back" a totaled vehicle from your insurance company. There will be a salvage value established, and you could pay this price to the insurance company to buy the vehicle back. Then, you could sell the parts that are still in good condition to interested third parties to recoup some of your losses. Good luck.:29:
Fabvsix
What would they sell it for ?
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BLEXV6
quote:
Originally posted by Fabvsix
What would they sell it for ?


They would likely sell it for the highest salvage bid they recieved. However they may not want to do this, and can refuse as once they pay you for the car, the salvage is theirs. Also, if it is deemed a total loss, I suggest repairing it is a bad idea, and you can run into hidden costs.
Fabvsix
I just want all my accessories I bought from Tim in the past year !
Head rest
Full Mask etc......
zafer
quote:
Originally posted by Fabvsix
knee damage:
Bummer :( :mad: :o :mad: :3: :cursin:

What cut into his knee?
igorshos
quote:
Originally posted by Fabvsix
I just want all my accessories I bought from Tim in the past year !
Head rest
Full Mask etc......



Untill the car is totalled it is still yours. Why can't you take the accessories off? I am pretty sure the insurance company can refuse paying for them unless you insured them after you got them installed.
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eurohazard
Fabvsix,

You seem real set on getting back at the guy who did this to your partner and your car. Insurance will cover your vehicle and your partner's medical expenses.

So what did you mean by "....this guys gonna pay dearly......."

It seems very hateful. I know that dork made a dumb move while driving, but it is an accident. He didn't aim for "your" car or "your" partner.

Now this is just me venting.

P.S. I think we live in too much of a "sue-your-ass" society.
Fabvsix
Euro:
I agree with sue your ass society its WRONG , however WHEN THE GUY STARTS LAME ASS LIES TO THE INSURANCE COMPANY, that where the EVIL side of me comeS out !!!!
BACK OFF as you don't know me from COW DOO ! OK I'm the most giving individual you'd ever want to know ! I'd give the shirt off my back to a stranger, but when someone lies to me, I'LL BECOME YOU WORST ENEMY ! :eek: :eek: :eek: :eek: :eek: AND I STAND WITH MY CHIN UP and SMILE ! I don't lower myself to those kinds of people !
It's on.....................................


nUFF SAID and no pun intended.......:1:

P.S. THANK GOD I had a camera with me ........LMAO.........;)
Fabvsix
Zafer:
Good question as to what gashed his left side on his left knee. Only thing I can think of is the impact from the side caused him to slam into the inside of the driver door causing a nasty deep cut which required stitches......
Fabvsix
Igor:
The folks at the tow yard are scary. I'd just stay clear of that place.........:rolleyes: :rolleyes: :rolleyes: I pulled up in my brand new RL and felt like I was at the ship dock in the bronc's........Huge German Sheppards and well you know the rest of the story........
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eurohazard
Fabvsix,
Thanks for the reply. Lying people piss me off too. And yes the camera thing definitely helped you out.
mrlegend
[QUOTE]Originally posted by Fabvsix
Igor:
The folks at the tow yard are scary. I'd just stay clear of that place.........:rolleyes: :rolleyes: :rolleyes: I pulled up in my brand new RL and felt like I was at the ship dock in the bronc's........Huge German Sheppards and well you know the rest of the story........
[
/QUOTE] [B]


;) ;) ;) How bad do you want your stuff :3: :confused:

Sorry, just couldn't resist. Hope your partner is feeling better.
igorshos
Fabvsix,
Talk to the insurance company, they may help you out.
thomas
Fabvsix,
The insurance want to close your case as soon as possible.
But you have 1 year to sign off. By the way, your medical compensation is based on your doctor's bill. Max out the doctor's
expansive will get you more payback, which give the guilty guy
a good lession by have him pay more on his insurance. I had
a head on accident 7 years ago on a compact car. I got lot more compensation pay than my wife since I had a big medical bill from my ear injure.

Glad you were on the X but not a compact one.
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squaw_ski_bum
Bummer about the accident! It is fortunate that the injuries were minor.

I was involved in a very similar T-bone accident a few years ago, except that I was the right of way car and the other guy pulled out in front of me so I T-boned him. I was fortunate that the crumple zones, air bags, and seat belt tensioners all did their job perfectly and I walked away from a ~40 mph impact into another car. The other guy had no visible injuries but went to the ER (once they finished prying his car apart with hydraulics) with a very sore neck. Don't know anything beyond that.

Here is my perspective from the point of view of being a not at fault accident victim, and having a relative who is an attorney and does a lot of insurance work for both plaintiffs and defendants:

1) Take a deep breath and relax. Yes it sucks that you did zero wrong and have to deal with a big hassle, but getting mad and emotional is just going to be stress for you and not get you anywhere.

2) Be glad that your partner's injuries are minor.

3) Be glad that you're insured.

4) Bummer about the car, but its just a car. It can be replaced.

5) Your insurance company won't buy you a new car, they'll pay you market value for your car. Of course that always seems to be a few thousand less than what you think it is. So if necessary, find comparable cars for sale to support a higher price, and document the $ you spend on options. But don't expect them to buy you a brand new one.

6) Running up your medical bills isn't going to get any more $ in your pocket or screw the other guy, it will just in the long run make insurance more expensive for everyone. The other guy's insurance will go up based on the fact that he caused an accident, it won't go up more because your medical bills were a few $thousand higher.

7) Being at the ER for hours just for a couple of stitches is just the way hospitals are these days. That doesn't help much when the reason for being there wasn't your fault, but insurance isn't going to make it up to you.

8) Unless there are significant injuries that have a long term effect on your partner's quality of life or ability to earn an income, suing the other guy isn't going to get you anywhere, it will just be a waste of your time and $.

9) Let your insurance company deal with everything - that's what you pay them for. In this case where there is no argument as to fault, your insurance company should be working to make sure you are happy, since they will recover their costs from the other guy's insurance company - which might be the same as yours. Only if your insurance company doesn't deal with you fairly should you consider an attorney.

10) I hope this doesn't sound unsympathetic, it isn't intended to be. But in 2 weeks the stitches will be out, you'll have a settlement check from the insurance company, and you and your partner will be looking forward instead of back.
Fabvsix
First off I want to apologize for venting with regards to our recent accident with our beloved MDX. This is our first accident ever and it not our fault mind you....

Appraiser has the vehicle at my body shop of choice in Pleasanton California called H&S Hicenda Body Shop. He said it's a excellent shop. The appraisal is currently at $10,000.00 and expected to climb once they get the X on the machine to further determine the damage. He said it is repairable from what he can see.......

Now the guilty driver that slammed into us insurance company say's his insurance was expired....thank god I have uninsured motorist insurance.....He said we are looking at at least 20 working days to repair....

More to come..
BWSmith201
Sorry to see that damage! Thank God, as others have said, that everyone's OK.

If I were you, even if it isn't declared totaled, I'd still consider selling it as is, or getting it fixed and seeling, and getting a new car, if you can.

Oftentimes it seems that cars never fully rebound after major damage, even if they're fixed.

Again, sorry to hear about it, but, THANK GOD everyone's going to be OK.
Fabvsix
An update:
After speaking with the Allstate Appraiser, he agreed to have the X brought to my dealership for further inspection of the following:

Engine, transmission and Electronic AWD system, as I told him BODY SHOPS ARE NOT QUALIFIED TO DETERMINE DAMAGE TO THE Engine/Tranny/AWD system etc..... He agreed. This way, when and if we trade, This dealerhsip "cleared it as ok" or determine it needs to be fixed so I don't get too fooked on a trade.....cover your A$$ in other words. If I had brought it to Joe's mechanic shop, that would tamper with my trade.......So far Allstate is complying with my firm demands....I was probably an attorney in another life........

Stay tuned as the world turns....

Happy Friday the 13th too ! :eek: :eek: :eek: :eek: :eek:
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BigDog
Sound like a good plan. What happens to the other guy? It's illegal to drive without insurance in California, so I wonder what kind of penalty there is in an uninsured at-fault accident. Does your insurance company get to sue him for it?

Mrs. BigDog
Fabvsix
I asked her that. Bascically they would hand it over to a collections agency who would certainly TRASH his credit report. And possibly for this growing amount of damage, not including medical bills is garnish his wages......Possible if his vehicle has a lien on it, they would take his car away as they require auto insurance......

hope this answers your question....

Lesson learned: Pay your insurance bill "on time" and watch out for those criminal driving on the streets without auto insurance......:3:
squaw_ski_bum
Great idea having the dealer's mechanics look at it. Most body shop's won't even think to check if something isn't bent or doesn't have fluid leaking out.
greatscot
quote:
Originally posted by BigDog
Sound like a good plan. What happens to the other guy? It's illegal to drive without insurance in California, so I wonder what kind of penalty there is in an uninsured at-fault accident. Does your insurance company get to sue him for it?

Mrs. BigDog


I like your thinking, too many idiots on the road not complying with this law, and law abiding folks like Fabvsix getting stuck with the financial damage. Aggravating indeed :3:
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Fabvsix
Friday update:
The body shop owner called late Friday and she and her husband may think the car frame is bent and may just total it. Its going to my dealership for inspection this Monday....So far it's working out as we had hoped.
Stay tuned !
edhchoe
so what's going on??
Any new information?
I bet it is totalled.
Have you bought a new car yet? What did you buy?
A Toureg?
Fabvsix
This week will tell. So far damages are at $23,000.00. Body shop noticed while at the Acura dealership that the Left "Rail" was "rolled over",....I said what is the rail ? He said the FRAME ! He has requested my insurance inspector to return to his shop for final/further inspection....

THE LAST VEHICLE BRAND I WOULD BUY IS VOLKSWAGON ! I guess I'll tell you what FAB really stands for.........

Backwards: BLACK ACURA FREAK ! :2: :2: :2: :2: :2: :2:
hammermdx
quote:
Originally posted by Fabvsix
This week will tell. So far damages are at $23,000.00. Body shop noticed while at the Acura dealership that the Left "Rail" was "rolled over",....I said what is the rail ? He said the FRAME ! He has requested my insurance inspector to return to his shop for final/further inspection....

THE LAST VEHICLE BRAND I WOULD BUY IS VOLKSWAGON ! I guess I'll tell you what FAB really stands for.........

Backwards: BLACK ACURA FREAK ! :2: :2: :2: :2: :2: :2:



Very Cool on the acronym!!! Good luck with your insurance company.....I think it will be totaled!
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zafer
quote:
Originally posted by Fabvsix
So far damages are at $23,000.
:eek: How much of this is parts vs. labor? :confused:
Lrpba300
awe. I thought it stood for
F aithful
A cura
B uyer! :4:

(oh well, your's sounds better ;) )
Fabvsix
Mechanical is :$13,000.00

Cosmetics withour "digging in" is : $10,000.00

Total so far: $23,000.00

Now body shop is wispering "bent left rail".........:rolleyes:
vicpai
....if your car is totalled (which I'm 100% sure will happen at this point)!!

.....Get yourself the new 2005 RL to match your 2004. The new RL is due out in 2 months or so, and is simply the BOMB. There's going to be nothing like it out there!!! (and don't worry, it is still made in Japan ;) ) .......drool drool drool!! ......300hp, Super-Handling AWD, Bluetooth, Real-time traffic Navi, XM, 10-speaker Bose DVD-Audio Surround Sound, Swiveling Headlights......and the list goes on and on and on!!!! :eek:
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Fabvsix
I know, but I promised myself I would not continue to be Acura's TEST MULE anymore ! I'll wait it out for the 06 or 07 RL, perhaps I'll trade the 04................................NOT !
Beside the stress I would aquire, having a 05 RL sit at a bart station would just KILL me.....It killed me to see the MDX sit all day in the blaring sun at a Bart station.......
Fabvsix
CF update:

Damage was quoted incorrectly. Instead of 23,000.00 its was only 11,650.00, therefore going on month 2. Should be ready by end of September. Entire rear end suspension is being replaced, including the VTM system........Will it ever be the same ?

:confused: :confused: :confused: :confused: :( :( :( :(
hammermdx
That sucks, unfortunately not........I would sell it and get a new one.
eurohazard
Fabvsix,
The MDX will never be the same. But only because you know what it has been through. Chances are the repair will be done properly, and you will have no problems associated with the accident. Back on page 2, I mentioned my CR-V getting wrecked in the same manor as your MDX. I would have kept that little Honda, had I not received orders to Japan. I sold that vehicle to a friend, and he still drives it with no problems.
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