| ticket, point and insurance.
- Click HERE for Original Thread
|
| Bimerman |
Does any one know how ticket, points, and insurance work?
I live in VA, and I ust got ticket in Fairfax county. I guess I was in the wrong place at a wrong time. I notice that there will be points associated with the ticket. I think I will get 4 points for 16mph over the speed limit.
I also know that VA gives good driving points for every year you don't get ticket. I have 5 good driving points.
If I pay the ticket without showing up in the court, will my insurance know about it?
Or, should I show up in court and request Probation Before Judge (PBJ) and get less fee and less point? But, still will my insurance know about it?
Thanks for your inputs. |
|
|
| kunB |
| Your insurance will know about it no matter whether you decide to contest it or not. I had a speeding ticket in loudoun county 4-5 months back and had contested it. It now shows up in DMV record as 4 points. Insurance people from what I know checks another database also in addition to DMV records. |
|
|
| Bimerman |
In my case I have +5 good driving points, and the ticket according to Fairfax web site would cost me -4 points. It means I have a balance of +1 point.
Would the insurance companies see if I have more than 0 points then my record is still good and they would not raise the insurance premium?
or, they don't care wether I still have + 1 or +100 points, my rate would go up because I got a ticket.
Thanks again! |
|
|
| G. COLTON |
quote:
Originally posted by Bimerman
Does any one know how ticket, points, and insurance work?
I live in VA, and I ust got ticket in Fairfax county. I guess I was in the wrong place at a wrong time. I notice that there will be points associated with the ticket. I think I will get 4 points for 16mph over the speed limit.
I also know that VA gives good driving points for every year you don't get ticket. I have 5 good driving points.
If I pay the ticket without showing up in the court, will my insurance know about it?
Or, should I show up in court and request Probation Before Judge (PBJ) and get less fee and less point? But, still will my insurance know about it?
Thanks for your inputs.
I would say that instead of " I guess I was in the wrong place at a wrong time." that you were going the wrong speed. If you keep within 5 or 6, maybe even 7 miles per hour of the posted speed you probably would not get a ticket.
G |
|
|
| ibdursty |
| your insurance company doesn't 'automatically' know about your ticket just because you got one. They dont' always check your driving record every year. Of course they will when when you have a claim, so keep that in mind. |
|
|
| shootist |
quote:
Originally posted by ibdursty
your insurance company doesn't 'automatically' know about your ticket just because you got one. They dont' always check your driving record every year. Of course they will when when you have a claim, so keep that in mind.
Sorry ibdursty- the days of manually checking drivers records are long gone. Your driver's record is automatically searched at policy renewal by the big brother computers. In addition, in most states, your credit history is automatically run, and in some cases, your criminal history is checked.
All automatically, all by computer interface. |
|
|
| Bimerman |
quote:
Originally posted by G. COLTON
I would say that instead of " I guess I was in the wrong place at a wrong time." that you were going the wrong speed. If you keep within 5 or 6, maybe even 7 miles per hour of the posted speed you probably would not get a ticket.
G
See that was the point. I know I was not speeding. I have checked my speed all these years (5 years at least) whenever I thought I sped on the road and I have never gone beyond 10 mph from the speed limit. Many told me that I drive like an old person (but it is OK, I have my kids with me).
But, at that day, there was a big blue truck that was passing me by when the police shot the radar gun. Then the truck slowed down and then I passed the truck which made it look that I drove faster than the truck. The police stopped both of us.
Because my kids was talking to me (asking to go to a bath room), I didn't look at my speedometer. When the police talking to me, I explained but he would not listen. He gave both cars tickets.
Now, this happened on 10/8/2006. I have read the ticket over 10 times but I could not find the ticket fee. It has a court date (some time in December). Then, I went to "Virginia Court Case Information" web site as stated on the ticket (http://208.210.219.132/vadistrict/select.jsp), but I could not find my name. :confused: How long does it take for the police to submit my ticket?? |
|
|
| keremoner |
The answer is: it depends on your insurance company. I have Geico and a couple of years ago, despite three speeding tickets in 1.5 years, my insurance premiums did not change. They care about claims and not points. Also, I've been with them for 16 years.
With Geico, long and short of it is that what counts is accidents and claims, not DMV points. |
|
|
| kunB |
quote:
Originally posted by Bimerman
See that was the point. I know I was not speeding. I have checked my speed all these years (5 years at least) whenever I thought I sped on the road and I have never gone beyond 10 mph from the speed limit. Many told me that I drive like an old person (but it is OK, I have my kids with me).
But, at that day, there was a big blue truck that was passing me by when the police shot the radar gun. Then the truck slowed down and then I passed the truck which made it look that I drove faster than the truck. The police stopped both of us.
Because my kids was talking to me (asking to go to a bath room), I didn't look at my speedometer. When the police talking to me, I explained but he would not listen. He gave both cars tickets.
Now, this happened on 10/8/2006. I have read the ticket over 10 times but I could not find the ticket fee. It has a court date (some time in December). Then, I went to "Virginia Court Case Information" web site as stated on the ticket (http://208.210.219.132/vadistrict/select.jsp), but I could not find my name. :confused: How long does it take for the police to submit my ticket??
Actually your ticket will have a court code - which reads something like an IP address . Give that to the county clerk over the phone and they should be able to tell you how much is the fine. It usually takes little over 10 days for the cops systems to sync up the court systems. I guess donouts keeps the systems slow . |
|
|
| Bimerman |
The ticket is finally on the web site. But, when I tried to pay for it, it didn't work. I paid close attention to it and it turns out the ticket has a $0 fine. ?? Does it mean I don't have to pay? or, does it mean it would take 10 more days for those guys to 'dream up' the fine?
I am still upset how the policeman treated me.:3:
While some of them do their jobs well, these kind of policemen gives the police a bad name. The more upsetting part is that this was not the first time I encountered some unbelieveable personal claims by the policemen (not only in VA).
No disrespect, but don't they have to go through somekind of tests before they are sworn to be officers of the law? Those the one I met seem to have IQ as high or higher as best golf scores.
when I vented my situation to a good friend of mine, he told me that police are 'criminals with guns'. |
|
|
| keremoner |
quote:
Originally posted by Bimerman
I am still upset how the policeman treated me.:3:
While some of them do their jobs well, these kind of policemen gives the police a bad name. The more upsetting part is that this was not the first time I encountered some unbelieveable personal claims by the policemen (not only in VA).
No disrespect, but don't they have to go through somekind of tests before they are sworn to be officers of the law? Those the one I met seem to have IQ as high or higher as best golf scores.
when I vented my situation to a good friend of mine, he told me that police are 'criminals with guns'.
There are good ones and bad ones. Also depends on if they are having a good day or not, as well as how you communicate with them. |
|
|
| Ronsully |
| I have heard that Fairfax county is tough as hell on speeders. You might want to call a lawyer as I have heard people being jailed for the weekend for 15mph over. Also, never just plead guilty. Always postpone it several times and then either fight it or plead guilty to the judge with an explaination. |
|
|
| kentrogers1234 |
| I have beaten 3 tickets in 2 years in Northern Virginia. Always go to the court. If you have a good driving record, the judge will be more inclined to reduce it to a non-moving violation. Most insurance companies will only increase your rates on moving violations (speeding, running red lights, etc..). Even with the two previous tickets, they only showed up on my record as "light out." Some counties are worse than others, but save the cost on a lawyer - they'll charge more than it's worth and your chances are the same. Just my 10 cents... |
|
|
| devil421 |
Fairfax is tough on everyone and for whatever reason they can find to be tough. Not a fun county to live in with the police state mentality. Anyway enough soapbox....
Your ticket should indicate the VA code section and if it was a simple speeding it should be prepayable. Are you sure you didnt get charged with reckless driving? |
|
|
| kunB |
quote:
Originally posted by devil421
Fairfax is tough on everyone and for whatever reason they can find to be tough. Not a fun county to live in with the police state mentality. Anyway enough soapbox....
Your ticket should indicate the VA code section and if it was a simple speeding it should be prepayable. Are you sure you didnt get charged with reckless driving?
The cops in the neighbouring Arlington county is more tough than the FairFax county copy. Again , it all depends on how we talk to them and how their day was. |
|
|
| devil421 |
quote:
Originally posted by kunB
The cops in the neighbouring Arlington county is more tough than the FairFax county copy. Again , it all depends on how we talk to them and how their day was.
Haha actually I worked for the Arlington Co. Govt for 5 years before I moved to NC. I worked with their officers all the time in an IT capacity and I never once had an issue with their officers on-duty or off-duty. State troopers is a different story though. Im VERY glad to be out of that entire area though.... |
|
|
| QRTLOW |
quote:
Originally posted by Bimerman
Does any one know how ticket, points, and insurance work?
Innocent until proven guilty. If you challenge (go to court) no reporting is done until the judge rules. If you go to court and the cop had a 3-day weekend planned for a fishing trip then he won't show up to contest. Verdict - you win - absent witness...the citing officer. |
|
|
| keremoner |
quote:
Originally posted by devil421
Fairfax is tough on everyone and for whatever reason they can find to be tough. Not a fun county to live in with the police state mentality. Anyway enough soapbox....
Your ticket should indicate the VA code section and if it was a simple speeding it should be prepayable. Are you sure you didnt get charged with reckless driving?
That is how we keep or crime rate low I guess. |
|
|
| devil421 |
| Actually its not low. Its not low at all. Have you been to the courthouse during their hearing dates lately? The murder rate is low but that's about it. The truth is thats how the county has so much money....busting everyone for every little thing to generate money for the state and the county. Looks like it's working....but to say the crime rate is low in FFX County is absurd. You dont expand the already-biggest courthouse in the state for no reason. |
|
|
| kunB |
quote:
Originally posted by devil421
Actually its not low. Its not low at all. Have you been to the courthouse during their hearing dates lately? The murder rate is low but that's about it. The truth is thats how the county has so much money....busting everyone for every little thing to generate money for the state and the county. Looks like it's working....but to say the crime rate is low in FFX County is absurd. You dont expand the already-biggest courthouse in the state for no reason.
The county has grown tremendously in population in the last 8 years. At that time, it was among the richest counties in US with low crime rate and yada yada. So, when the population increases, other things are bound to be affected. |
|
|
| devil421 |
Oh Im very familiar. I spent my first 30 years of life in Fairfax Co. before moving to Charlotte in April. You aren't telling me anything I don't already know (btw, Fairfax is still #2 richest in the country according to Forbes Mag...only Loudoun is higher now).
Was just pointing out that the low crime rate excuse for how the police operate is laughable. The Fairfax cops are notorious for their tactics throughout the entire region (worse rep that PG County even) and that ties in, in that Im not the least bit surprised that the OP got busted on a bullsh*t ticket because thats just how Fairfax operates. "Let's ticket both and hope they both pay." The problem is that they aren't co-defendants so both will likely end up paying the same ticket even though only one was truly guilty. Fairfax PD knows that and that's just how they operate as a matter of business.
Allow me to enlighten using a few examples:
1) Got pulled over in the MDX in Centreville after leaving a bar simply because I have a prior DWI from 9 years ago. The designated driver was driving my car, not me. The cop was fishing hoping I was drunk driving.
2) Got pulled over on Rt.1 in Alexandria area because I was out at 2am and a cop ran my license plates because I happened to be there. He verified my documents then told me to "go home".
3) My best friend got arrested for domestic violence by FFX cops with no evidence of abuse. They admitted to the girl they did it so the girl could get her stuff out of the house but it was his house and he wasnt going to let her back in. His charges were quickly dismissed. He lost thousands on bail and atty fees.
Thats a quick cross-section. Its a police state mentality. To the OP the best thing for you to do is to fight your ass off. They know most people roll over and pay instead of fighting, even if the cop was wrong. Btw, Fairfax cops ALWAYS show up for court. And if they don't the judge won't dismiss the cases, they will just continue it until the cops next scheduled court date. Good luck! |
|
|
| QRTLOW |
quote:
Originally posted by devil421
.....Got pulled over in the MDX in Centreville after leaving a bar simply because I have a prior DWI from 9 years ago. The designated driver was driving my car, not me. The cop was fishing hoping I was drunk driving.....
JC, that's some serious bird-dogging there, flat out harrasment, they sound like they have way too much time on there hands...I'd move. |
|
|
| devil421 |
Do I detect a bit of sarcasm in that? If not, my apologies. I am somewhat sensitive and opinionated about the topic.
Anyway I did move. Notice my new "location"? Charlotte is so much better in the police state regard. The cops mind their own business unless you give them a reason to mess with you.
The thing is that the Fairfax area gets you into the system and fights like hell to keep you in it. The police around there run license plates at stoplights as a matter of policy....hoping the registered owner comes back suspended or open warrants, etc so they can stop you. If you have any history you may get stopped as a "courtesy" (yes, an officer even said this to me after stopping me for no reason). Once you get caught up you are branded because every cop who pulls up behind you will be looking at your record and praying for a reason to stop you. Complaints with the PD never get anywhere so it continues. It really is a bad area to live in once you become "known" to the police for some reason. If nothing bad ever happens you will probably be ok, but once you get on their radar, look out. You will be harrassed endlessly. Its a big reason that I left the area for good.
While I dont condone things like that, I can 100% understand that dude going nuts and shooting up the Sully station a few months ago. And for anyone who may think I have a vendetta against LEOs, I don't. A good friend of mine is a deputy sheriff in the same county and decided to go into the sheriff's office instead of the PD because of the tactics the PD uses on citizens. It's not a low crime rate....its that people are generally terrified of the cops there. Anyway sorry for the hijack and the rants. I have a real cold place in my heart for the Fairfax PD. :3: |
|
|
| QRTLOW |
quote:
Originally posted by devil421
Do I detect a bit of sarcasm in that?....... The police around there run license plates at stoplights as a matter of policy....:3:
It's genuine. It's a shame they have to waste time creating work when most departments are struggling just to keep up with the real crime on the street. |
|
|
| Bimerman |
quote:
Originally posted by devil421
...Thats a quick cross-section. Its a police state mentality. To the OP the best thing for you to do is to fight your ass off. They know most people roll over and pay instead of fighting, even if the cop was wrong. ...
Thanks devil421 for sharing your experience. I am becoming more convince that the faifax PD are "CRIMINALS with guns".
Now I know for sure where I WON'T give my next donation to. |
|
|
| kunB |
| I guess the neighbouring loudoun is much better. But, cant say about it in 5-6 yrs from now. Disease spreads very easily. |
|
|
| devil421 |
Loudoun is different because Loudoun does not have a police department. The entire county is monitored by the Sheriff's office. There is a difference because the Sheriff is elected by the public and has to answer to the public. In Fairfax (and most jurisdictions), the chief of police is appointed by the county board so there is no accountability for the department to anyone other than the board.
The other side of that coin is that the entire northern VA area law enforcement agencies all train at the same facility in the Chantilly area, in Fairfax county. I imagine a lot of the tactics that Fairfax uses are sneaking their way into the other local jurisdictions playbooks. |
|
|
|
|
