| laborlitigator |
This should be interesting. . . I'll go first
$1,050 annually (NYC suburbs):2:
1K deductable. |
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| Fireblade6 |
| I pay 750.00 annually with 60K uninsured, 120K comprehensive, 60K property with 250 deductible through GEICO insurance. |
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| lsbuffs |
| $1139 per year with State Farm with 500 deductibles (and no-deductible glass coverage) |
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| DaleB |
$1116 Allstate,
Liab. 100/300K
full comp, $50 ded
collision, $250 ded
unins. mot. 100/300
coord. med. 5K. |
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| laborlitigator |
quote:
Originally posted by laborlitigator
This should be interesting. . . I'll go first
$1,050 annually (NYC suburbs):2:
1K deductable.
That's $300K/100K liabilty, $50K property, full glass |
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| Lynn |
$1,054 annually
Liability -- 100/300
Comp - $500 ded
Coll - $500 ded
Uninsured Mot. - 100/300
Coord. Med - $5,000 |
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| msu79gt82 |
Our insurance is not broken down by car/driver. We have three cars insured with two teenage male drivers in addition to my wife and I. All I really see is the grand total:eek:
But if I divide the total by three cars its about $1500 per year. Teenagers are expensive! |
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| mdxxxx |
$1023 Infinity
Liability. 100/300K
collision, $500 ded
unins. mot. 100/300
coord. med. 5K. |
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| nwaring |
$497 a year. $300\100\100. $200 deductible on collision. $50 deductible on comprehension. Actually my 02 Tundra is $14 more a year, both are listed as "drive to work" and my 19 year old daughter is listed as a driver, but she prefers the truck.:D
Niles |
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| ayanomich |
$1,010 with Geico
Liability 100/300/50
Uninsured/underinsured motorist 50/100
Comp 500 ded
Coll 500 ded
Rental reimb non-ded
Mechanical breakdown 250 ded (takes the place of dealer warranty - cost is $79/year, covers up to 7 year/100K, so total cost will be $553 over 7 years, 1/3 less than dealer warranty offer, as far as I know, only GEICO offers this insurance) |
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| laborlitigator |
| I think I better move out of NY. . . these rates are pretty good everywhere else. |
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| ssMDX01 |
:3: :3: :3: :3:
$3,200. The X is my first car. I am 25 but I got my licence a little over a year and I live in NJ.
It sure does hurt in the pocket but I sure do enjoy driving my X. |
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| MDXtrous |
| $2,000 a year All State even though married, 11 years driving with no record here NYC. |
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| gordonweb |
My Allstate in CA with multiple auto and combined home policy is $850 annually for the MDX.
Liability 250k/500k/100k
Uninsured 250k/500k
Comprehensive with $250 deductable |
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| laborlitigator |
That's what I did. . . I combined it with my home owner's insurance. . . all through Statefarm. (This is for a 32 and 33 (wife) year old owners).
Fortunately, the beemer is only $800 annually. . . the wife and I will be taking the 10% reduction course which will lower the rates for the next 3 years. |
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| Triple7 |
| Should be paying $996.60 when X arrives with State Farm. $250 deductibles, 100/300 and all the other standard stuff. |
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| mdxxxx |
quote:
Originally posted by ssMDX01
:3: :3: :3: :3:
$3,200. The X is my first car. I am 25 but I got my licence a little over a year and I live in NJ.
It sure does hurt in the pocket but I sure do enjoy driving my X.
Whoa! Be sure to shop around! I bet you can find better!
quote:
Originally posted by MDXtrous
$2,000 a year All State even though married, 11 years driving with no record here NYC.
MDXtrous,
I guess that is about right if all of your electronic equipment is included. Is it? |
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| laborlitigator |
| Tri state area rates are ridiculous. . . |
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| accmdx |
$779 for MDX based on two vehicle household.
liability $250/500K
unisured motorist $250/500K
property $100K
collision deductible $250
I've been with Liberty Mutual for 30 years.
'88 Honda Accord $422-same coverage.
Both vehicles total $1201. |
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| xcel |
Hi All:
___I don’t have my 03 X yet but its $725 yearly 100/300 with multiple car and Home discount through an independent using Travelers. At least that is what she told me 4 weeks ago? I carry a $1K deductible which reduces the out lay quite substantially … Now if I can just keep any future speeding tickets off the record ;)
___Good Luck
___Wayne R. Gerdes
___Hunt Club Farms Landscaping Ltd.
___Waynegerdes@earthlink.net |
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| voltes |
$2300 in NJ. I really hate the rates here. So unfair! :3:
Good thing the MDX drives great! :) |
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| laborlitigator |
I don't want to hear one single complaint out of any of you folks outside of the tri-state area. . . (NY,NJ, Conn)
You've got it easy with the insurance rates.:3: |
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| pmspwrdmdx |
$800 a year, 500 deductibles, in Southern California. It was about $1200 the last year, I was definitely suprised when I saw the renewal last week. Don't know why it went down so low :dunno:
Usually in this area (Orange County) it's pretty expensive but you gotta shop around to find a good deal.
However, I am only 24 and am the only person and only car on the policy so I don't get any discounts. |
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| sivaveera |
monthly : 67$
Annual : 804$
Insurance : Allstate in CA, manhattan beach
Liability : 250k/500k/100k
Uninsured :250k/500k
Comprehensive with $250 deductable
but i do have another car. both put together it cost me 1788$ annual.
its for 2 drivers me and my wife. |
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| nm2 |
quote:
Originally posted by laborlitigator
I don't want to hear one single complaint out of any of you folks outside of the tri-state area. . . (NY,NJ, Conn)
You've got it easy with the insurance rates.:3:
Absolutely right!! New Jersey has the highest insurance rates in all of the US! I got quoted $1700 with First Trenton (for the MDX alone) and that's with a 20% discount! :eek: |
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| laborlitigator |
quote:
Originally posted by nm2
Absolutely right!! New Jersey has the highest insurance rates in all of the US! I got quoted $1700 with First Trenton (for the MDX alone) and that's with a 20% discount! :eek:
You can thank the Newark area for the high number of car thefts as one reason contributing to such. . . |
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| nm2 |
quote:
Originally posted by laborlitigator
You can thank the Newark area for the high number of car thefts as one reason contributing to such. . .
A friend of mine parked his Honda Accord in the Woodbridge Mall parking lot, midday. He came back to his car 2 hours later and it was gone! You know what was left in his parking spot? His Lojak!! :eek: Can you freakin' believe that? It's like rubbing salt in his wounds!! The car was later found in Elizabeth...completely stripped.. |
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| mdxxxx |
quote:
Originally posted by nm2
A friend of mine parked his Honda Accord in the Woodbridge Mall parking lot, midday. He came back to his car 2 hours later and it was gone! You know what was left in his parking spot? His Lojak!! :eek: Can you freakin' believe that? It's like rubbing salt in his wounds!! The car was later found in Elizabeth...completely stripped..
Unbelievable! I haven't heard anything quite like that. Left the Lojak? I've heard of leaving the club at the scene, but Lojak? :eek: What's next... Just completely disembowel the car in a mall parking lot in broad daylight and leave the shell? Oh, let me guess, someone has already seen it..:3: |
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| texrb |
$845.20/yr - State Farm 100k/300k/100k; $500 deductable
My Lexus RX300 is $763.20/yr - same coverage. I thought that was odd, since the RX MSRP was higher than the MDX & both cars are 2001, both driven the same miles, etc
I also have home owner's with State Farm, but I think the rates are high given that I work from home & my wife doesn't work. (well high unless you live in NJ OMG!!).
The rates here in TX are 2x what they are in TN & OR, and if you live in Dallas county they are even higher. |
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| laborlitigator |
quote:
Originally posted by texrb
The rates here in TX are 2x what they are in TN & OR, and if you live in Dallas county they are even higher.
What?! Don't they have car accidents or stolen cars in TN and OR? Unbelievable. . . :awais: |
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| nm2 |
quote:
Originally posted by laborlitigator
What?! Don't they have car accidents or stolen cars in TN and OR? Unbelievable. . . :awais:
Nahh...I think they have their share. I think none of them are reported. Mary May Beth probably takes out her rifle and threatens Billy Bob to pay up for her bumper damage...you see, no insurance involved.. :D That way they keep their premiums low. :2: |
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| mdxxxx |
quote:
Originally posted by nm2
Nahh...I think they have their share. I think none of them are reported. Mary May Beth probably takes out her rifle and threatens Billy Bob to pay up for her bumper damage...you see, no insurance involved.. :D That way they keep their premiums low. :2:
:19: |
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| laborlitigator |
| They probably don't even have lawyers out there. . . (perish the thought):eek: |
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| texrb |
quote:
Originally posted by nm2
Nahh...I think they have their share. I think none of them are reported. Mary May Beth probably takes out her rifle and threatens Billy Bob to pay up for her bumper damage...you see, no insurance involved.. :D That way they keep their premiums low. :2:
Ahhhhhhhhhh so you HAVE lived in those states too :2: |
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| cp_ssrebba |
$900 = under my father. <--- I got this. had to put him on the title and loan.
$2000 = my own policy. <--- no way.
100k/300k
100k/300k uninsu
2500
100/200 deduct |
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| laborlitigator |
quote:
Originally posted by cp_ssrebba
$900 = under my father. <--- I got this. had to put him on the title and loan.
$2000 = my own policy. <--- no way.
100k/300k
100k/300k uninsu
2500
100/200 deduct
Smart move. . . just don't get into an accident. . . |
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| nm2 |
quote:
Originally posted by texrb
Ahhhhhhhhhh so you HAVE lived in those states too :2:
Ha! I don't think so! I'm a Jersey girl through & through! :jump3: |
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| miro |
American Family Insurance
$790/year
100/300/100
250 deductible
Multiple car and car-home discounts.
Decent driving record. |
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| greatscot |
| Car insurance rates from Costco. I have the '02 x and our '01 Camry insured through Costco's American Express card for $1,200 annually-multiple car discount, non-smoker discount, no ticket discount, and two drivers. Card has other advantages too, discounts at the Costco gas pump and also on Costco purchases. |
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| laborlitigator |
| I didn't even know you could get insurance through them. . . thanks for the tip! |
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| zafer |
$750 - Allstate :( with perfect driving history.
Liability - 100/300/50
Comp - $100 ded
Coll - $500 ded
Uninsured Mot. - 100/300/50
Med - $1,000 |
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| Desant |
| $1100 / year in MA with Travelers (Premier) with $300 ded. |
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| 1SageMDX |
| I was qouted $1200.00 with a $500.00 deductable. This is in New Jersey with no tickets. Thank god for the fact that Acura did not use Xenon Hi-intensity head lights. They are stolen left and right over here. Crap like that just makes insurance rates crazy. TL's in Jersey are always missing head lamps at the mall or movie theaters. That's what kept me from looking at the Type-S.:( |
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| laborlitigator |
quote:
Originally posted by zafer
$750 - Allstate :( with perfect driving history.
Liability - 100/300/50
Comp - $100 ded
Coll - $500 ded
Uninsured Mot. - 100/300/50
Med - $1,000
Allstate's always a tough sob to litigate against. . . |
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| dleasman |
State Farm ins... But I also have other cars, a home, and a boat, so I get a better rate.
-Dana |
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| DaleB |
quote:
Originally posted by dleasman
State Farm ins... But I also have other cars, a home, and a boat, so I get a better rate.
-Dana
...and, location, location, location! |
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| laborlitigator |
| I need to get a south dakota address :D |
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| laborlitigator |
| Let's revive this one. . . |
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| grogsuz |
| $711.10 State Farm,$250 deduct collision |
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| norcalchuck |
Without some definitional base line, the poll IMHO is meaningless as it does not compare apples with oranges. E.g, liability levels, deductibles, med pay limits, UM/UIM limits, mulit-car discounts,etc, etc.
There can be a 100% difference between pitifully low limits on a basic policy required by law, and what one should carry to protect their assets and themselves in the case of an umninsured or underinsured other party at fault.
My roughly $1200 premium would be about $1000 with a multiple car discount--but I recenlty sold the second car, and about 65% of that if I had only basics. |
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| laborlitigator |
quote:
Originally posted by norcalchuck
Without some definitional base line, the poll IMHO is meaningless as it does not compare apples with oranges. E.g, liability levels, deductibles, med pay limits, UM/UIM limits, mulit-car discounts,etc, etc.
There can be a 100% difference between pitifully low limits on a basic policy required by law, and what one should carry to protect their assets and themselves in the case of an umninsured or underinsured other party at fault.
My roughly $1200 premium would be about $1000 with a multiple car discount--but I recenlty sold the second car, and about 65% of that if I had only basics.
Good point but this isn't really science. Most of the people explain their general coverages anyway. It's more of a comparison of costs throughout the country. |
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| norcalchuck |
quote:
Originally posted by laborlitigator
Good point but this isn't really science. Most of the people explain their general coverages anyway. It's more of a comparison of costs throughout the country.
Well, then it costs me about $650 a year for basic coverage, instead of $1200 factoring out umbrellas, and high limits. |
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| inky |
| USAA $410 per six months |
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| BlueStreak |
quote:
Originally posted by norcalchuck
Without some definitional base line, the poll IMHO is meaningless as it does not compare apples with oranges. E.g, liability levels, deductibles, med pay limits, UM/UIM limits, mulit-car discounts,etc, etc.
There can be a 100% difference between pitifully low limits on a basic policy required by law, and what one should carry to protect their assets and themselves in the case of an umninsured or underinsured other party at fault.
My roughly $1200 premium would be about $1000 with a multiple car discount--but I recenlty sold the second car, and about 65% of that if I had only basics.
You're right on. :29: Need to level the playing field to compare policy limts, coverages, and deductibles. Simple matter of various deductibles will cause HUGE sways in numbers. |
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| ByeByeChrysler |
| State Farm, here in Canada, $2,000 per year for my MDX. |
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| 4myMDX |
Geico
$ 1300 a year / $1000 deductible ( perfect driving record ) |
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| Kev-man |
I'm 35, married, and have 2 cars (with perfect records) and my house with St. Farm
$500 deductible
100k/300k limits
TN requires uninsured motorists insurance as well
No medical
Runs me $704 per year for my '04 Premium. |
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| zafer |
quote:
Originally posted by laborlitigator
Allstate's always a tough sob to litigate against. . .
Is that good or bad for me? |
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| zafer |
quote:
Originally posted by zafer
$750 - Allstate :( with perfect driving history.
Liability - 100/300/50
Comp - $100 ded
Coll - $500 ded
Uninsured Mot. - 100/300/50
Med - $1,000
Received renewal quotes - its down to $580 :2: (hmmm, why the heck does it cost $496 for a `98 Corolla??) |
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| aac |
my dad pays $600 CDN full coverage for 04 mdx
i pay $3700 CDN for a 1990 camry special edition with basic coverage.......but than again im only 18.....but still....i have been driving with a clean record for 2 yrs now! shouldn't my insurance go down by now!?! gimme a break! |
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| smc2103 |
Central NJ, 880/yr with 500 deductible 100/300 K for my 2004 MDX. This is through AIG and I have my two cars and home insurance through them. Perfect driving record.
2002 BMW 330i is 1500/yr. My X is half the money! My old 95 Tl 3.2 Premium was more than my new X. |
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| Mr Ryan |
I am trying to get some information on insurance I am getting my 02 MDX in a few week's in Baltimore. Can you please share your insurance rates on anything on a 01-03 MDX
If you have anything Higher then those models please don't share because the newer they are the more money :)
01-03 would be perfect if you can give me some ideas on your insurance rates your paying, please throw me some figures. How much your practically paying a month/year/etc. |
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| UncleMilt |
For what it's worth, you can call your current insurance carrier and they'll tell you what they would charge.
And since nobody else has replied, I'll tell you I pay $964/yr to Farmer's for my 2005. Multi-car, home/auto, etc. discounts included. |
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| nightguy |
I don't know that the results will tell you much. Zip codes make a big difference and since most people would still have full coverage, you're going to have to take those into account. You might want to know what liability limits they have too.
Just a thought. |
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| Northern_MDX |
This info may not be applicable to you, but may make you feel better.
I am paying ~$2000 USD for my 02 MDX this year, for pleasure use only. That's after 43% discount. But then I am up here in Canada. :( |
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| BlueStreak |
quote:
Originally posted by Mr Ryan
I am trying to get some information on insurance I am getting my 02 MDX in a few week's in Baltimore. Can you please share your insurance rates on anything on a 01-03 MDX
If you have anything Higher then those models please don't share because the newer they are the more money :)
01-03 would be perfect if you can give me some ideas on your insurance rates your paying, please throw me some figures. How much your practically paying a month/year/etc.
Mr. Ryan,
I don't know what this will do for you. Territory (garaging location), driver driving record, limits of insurance, deductibles, number of drivers, credit score, and discounts all factor your premium GREATLY. You can I can have everything the same but credit score and driving history and our premiums may be 50% different.
Best way to get what you're looking for is to call agents/companies for quotes. Won't cost you anything but your time.
Good luck. |
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| dj-mdx2 |
Here's an excerpt from Consumer Reports:
quote:
The Internet should be a great place to shop for auto insurance. By visiting a web site, consumers could get competing quotes, find the best deal, and purchase a policy without talking to an insurance agent.
The top six auto-insurance shopping web sites we examined were, however, a disappointment. Only one--InsWeb.com--proved useful.
For our assessment, two reporters and our Consumer WebWatch team, which is supported by grants from The Pew Charitable Trusts, the John S. and James L. Knight Foundation, and the Open Society Institute, joined together to examine the web sites. A reporter talked to company executives and industry experts to learn who owned the web site, whether the site sold policies online, and how many states each covered.
To find out how easy it is to get a quote, reporters counted the number of questions consumers have to answer. Using a DSL Internet connection, we did one time trial of each site, using a model married couple in Santa Monica, Calif., insuring two cars. The web-site quotes were generally higher than those found on the California Insurance Department's web site. Using only one of the top six could mean you'll miss the lowest premium.
Then our WebWatch team (www.consumerwebwatch.org) gave each site an e-Rating, which reflects how well the site meets specific criteria in five categories. Overall credibility is based on three elements: Privacy and security--Clear policy statements, including a pledge not to share personal information without a consumer's explicit permission and a clear indication that a security system is working. Customer service--An offer of toll-free telephone assistance available 24/7, and prominent Help and FAQ sections. Disclosure--Easy-to-locate information on the site's ownership and its phone number, headquarters address, and advertising relationships. Two other categories we also evaluated: Usability--Easy navigation, clear and concise questionnaires, and instant quotes. Content--Educational information and tools to help consumers choose and monitor their insurance coverage.
Here are key observations about the six web sites:
InsWeb.com was most useful. It took 14 minutes from start to quote, and provided instant and detailed custom quotes from nine insurers.
Insurance.com has spotty coverage, with affilates in only 19 states. It gave us only four quotes, and the 23-minute questionnaire seemed more intrusive than the others.
Esurance.com and Progressive.com are one-company sites that sell only their own products. They do, however, provide instant rate comparisons from a handful of competitors gathered from state insurance-department web sites.
Insure.com covers only one state--California--where it acts as agent for 9 insurers and says it quotes rates from 16. The site also serves as a gateway for Progressive.com, which is where it links shoppers from the rest of the country.
NetQuote.com provides no instant quotes. Instead, it sends your questionnaire to an affiliated insurance agent who will e-mail a response to you. According to NetQuote, average response time is four days.
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| Mr Ryan |
Got my quote considering how young I am very surprising. I got a quote for $228 month/12 months
anyways its not bad but that is under my own policy. I am gonna get under my dads policy because I am still under 25 years old. I heard drivers over 25 years old have cheaper insurance a lot cheaper. But I been driving ever since I was 16 I have an excellent driving record so things are looking good. I am hoping I can get a rate maybe $160-170 a month who knows :D.
That would be really great for me, I am putting 10 grand on the mdx, and financing the rest. Here is the deal I got
02 Blk Touring Mdx/navigation/tan leather 80k miles for $18,600
What do you think? I am going to get my financial stuff all together going to pick it up in a week and a half. Ill have my dad with me to check it out he is a certified mechanic, any advice looking at used mdx's like what to look for? |
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| BLEXV6 |
quote:
Originally posted by Northern_MDX
This info may not be applicable to you, but may make you feel better.
I am paying ~$2000 USD for my 02 MDX this year, for pleasure use only. That's after 43% discount. But then I am up here in Canada. :(
I too pay $2000 CDN, per year, but use the vehicle for busines. |
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| nightguy |
quote:
Originally posted by Mr Ryan
Got my quote considering how young I am very surprising. I got a quote for $228 month/12 months
anyways its not bad but that is under my own policy. I am gonna get under my dads policy because I am still under 25 years old. I heard drivers over 25 years old have cheaper insurance a lot cheaper. But I been driving ever since I was 16 I have an excellent driving record so things are looking good. I am hoping I can get a rate maybe $160-170 a month who knows :D.
That would be really great for me, I am putting 10 grand on the mdx, and financing the rest. Here is the deal I got
02 Blk Touring Mdx/navigation/tan leather 80k miles for $18,600
What do you think? I am going to get my financial stuff all together going to pick it up in a week and a half. Ill have my dad with me to check it out he is a certified mechanic, any advice looking at used mdx's like what to look for?
Seems like a lot but it's been a while since I've been single and under 25. Also drove a used K car which probably made a difference.
You're spending 14% of the purchase price on insurance on a (at least) 3 year old vehicle. Consider that I'm paying around $1400 on my '04 for full coverage. True I'm married and have 3 cars, but wow ! $2700 ? Maybe it's the zip code. |
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| jowardb |
Well,
I'm paying 2000CND for two vehicles, but I guess the fact I'm been driving for close to 20yrs may also be a factor. |
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| Mr Ryan |
My zip code is 19149 but that is under my own policy $229 a month full coverage considering im under 25 that isnt that bad. I mean my Audi tt was about 220 a month and I was on my dads policy. So I am guessing on my dads policy itll be around $150-170.00 a month for the MDX ill find out today
Anyways what do you think of the deal I got
02 Black MDX/Tan Interior/80k miles/Navigation/Touring I am getting it for $18,500
I put a deposit on it, will be picking it up within 2 weeks. anyways anyone know what things I should be looking for when I bring my dad to check it out he is a certified mechanic, any suggestions or anything specific you should look for on a MDX? |
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| phild_mason |
| Oh, how I love the midwest....I pay about $400 per year for my X. $1000 collision, 500 comp deduct. I also took off rental car last time I shopped and that saved a few more bucks. I can borrow a vehicle from family if need be. |
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| keremoner |
| I pay $1,050 yearly for 2 cars (X and a Honda), free towing and car rental, extended warranty on both cars, with a $500 deductible. It is with Geico. |
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| Copout221 |
quote:
Originally posted by phild_mason
Oh, how I love the midwest....I pay about $400 per year for my X. $1000 collision, 500 comp deduct. I also took off rental car last time I shopped and that saved a few more bucks. I can borrow a vehicle from family if need be.
I agree !!! I pay about $780.00 pr year with 500.00 deduct collision and 100.00 comp on my 05 MDX through liberty mutual with very high coverages. If I had to pay over $1000.00 I would not own this vehicle !!! |
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| maddawg995 |
Now you guys got me wondering what other fellow NYers pay. For my '04 with full (mid-level) coverage from Geico, I'm paying about 1800 a year.
I'm also wondering if that 25yr old thing is true or not. I turned 25 last year and didn't notice a big difference in my rate. It went down maybe $90. That's it. |
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| nightguy |
quote:
Originally posted by maddawg995
I turned 25 last year and didn't notice a big difference in my rate. It went down maybe $90. That's it.
It's only going to affect liability and collision. Your car has as much chance of being stolen if you're 16 or 66. Mine didn't go down much either until I got married. I knew there was some kind of reasoning for getting hitched. |
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| DaleB |
quote:
Originally posted by Copout221
I agree !!! I pay about $780.00 pr year with 500.00 deduct collision and 100.00 comp on my 05 MDX through liberty mutual with very high coverages. If I had to pay over $1000.00 I would not own this vehicle !!!
I pay $1100 a year, but I would not trade your winter heating bill. It's all relative. :cool: |
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| JimH |
| I pay $ 580/yr. for full coverage w/ a low deductible. This is w/ State Farm Ins. where I also have a multi-car/home insurance coverage w/ respective discounts applied to any one car. I also live in a more rural area where insurance costs are expected to be less. |
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| defrag40 |
| I am in NJ, insurance here is high. When I have my 2001 Sienna XLE i am paying $720/6 mos. Now with my new 2005 X my insurance increased to $920/6 mos. (full coverage). |
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| maddawg995 |
I got hitched last September and I didn't get any reductions on my January policy. What a ripoff!!!
quote:
Originally posted by nightguy
It's only going to affect liability and collision. Your car has as much chance of being stolen if you're 16 or 66. Mine didn't go down much either until I got married. I knew there was some kind of reasoning for getting hitched.
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| dj-mdx2 |
quote:
Originally posted by maddawg995
I got hitched last September and I didn't get any reductions on my January policy. What a ripoff!!!
You talkin about the marriage or the policy? :D |
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| BlueStreak |
quote:
Originally posted by phild_mason
Oh, how I love the midwest....I pay about $400 per year for my X. $1000 collision, 500 comp deduct. I also took off rental car last time I shopped and that saved a few more bucks. I can borrow a vehicle from family if need be.
Guys,
Please continue the discussion, but I recommend you don't post your coverage deductibles or limits for everyone to see. As a C-level exec for an insurance company you don't want everyone to know your deductibles.
P.S. I haven't seen one post yet where someone mentions their credit score. It means more to rating than you think.
Now, back to the discussions.... |
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| Jeffna |
NJ Rates are extremely high. Mercury quoted me $3200, Geico wanted $2500 a year. So I transferred everything under my dads insurance(NJM Ins) for $1200 yearly premium.
Determining factors:
I had 1 speeding ticket exactly 4 yrs and 10 month ago.
No accidents (God willing)
No Thefts
Non Married
Under 29 years old. |
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| geoffreyomar |
I paid less than $800 for the whole year with max coveage. Here is the list of coverage.
1. 250/500/100 BIPD
2. 250/500/50 UIMPD
3. 10000 Medical
4. 500 Comp Ded.
5. 500 Collision Ded.
6. Glass BuyBack Ded.
7. Towing
Being an insurance agent, I know there are many different ways to lower the premium. First, there is a plus if you were over 25 years old. Second, if you parents are good drivers within the last 3-5 years, they can add your name into their insurance package to qualify for special rate discount. Of course, if your house or rental insurance, multi-car, life insurance, etc. within the same household, I can guarantee that you can save at least over 25-50% off the standard price. I hope this information is beneficial to you. |
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| pjfslk |
The '05 MDX is very resonable to insure. It's very close to my '01 Pathfinder and much less than my MB SLK!
Total per year @ $2000/year for all 3 with $100 deductable. |
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| Blackura |
When I was in NJ I paid $2700, but I was under 25 then and had a two-seater (Honda CRX) which is really hard to insure. Insurance companies assume all 2-seaters are Corvettes I guess.
In NY state I paid $1200 for the X, and that's because I get a discount for having the homeowners policy with the same company. |
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| crmsnidol |
quote:
Originally posted by Blackura
When I was in NJ I paid $2700, but I was under 25 then and had a two-seater (Honda CRX) which is really hard to insure. Insurance companies assume all 2-seaters are Corvettes I guess.
In NY state I paid $1200 for the X, and that's because I get a discount for having the homeowners policy with the same company.
I was paying $2400 a year on a 1988 CRX Si in NJ. When I moved down to VA for grad school I transferred the policy and it dropped to $380/yr. I came home 1 year later and the same policy went up $500 to $2900 and I had turned 25 in that year! I never left State Farm between policies and had a perfect record.
I dopped them and have been with Liberty Mutual ever since. |
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